FINANCIAL EDUCATION

Financial literacy is the cornerstone of homeownership and necessary for anyone that wants to be an effective consumer of  financial products and services.  Financial education helps individuals spend and invest wisely while avoiding deceiftul financial advisors and predatory financial service providers.

To that end, LHDME offers educational workshops covering Homeownership, Managing Your Credit and Payday & Predatory Mortgage Lending -- more details about the workshops are provided below.

If you have any questions or would like to attend the workshops please call (505)552-6430, click here to send us your question or go to the LHDME News box, the blue box located in the right hand border of each page, and add your name and email to our list so you will receive notices of upcoming classes.

Homeownership

• Advantages
• Disadvantages
• Affordability
• Down Payments & Monthly Payments
• Mortgage Application Process
• Lender Requirements

Managing Your Credit

• Credit Scoring
• Credit Data
• Credit Reporting
• Error Correction

Payday & Predatory Mortgage Lending

• History
• Industry Practices
• Interest Rates & Fees
• Deception & Fraud
• Recognition & Avoidance
• New Mexico Home Loan Protection Act