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workshops
free classes
LHDME offers free educational programs to help improve financial literacy. Financial literacy is an essential tool for successful homeownership and necessary for everyone who wants or needs to use financial products and services, such as a Rental Agreement. Financial education helps people make wise decisions on spending and investing, as well as avoid deceitful financial advisors and predatory financial service providers.
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Home Ownership Workshop
- Advantages
- Disadvantages
- Affordability
- Down Payments & Monthly Payments
- Mortgage Application Process
- Lender Requirements
Managing Your Credit Workshop
- Credit Scoring
- Credit Data
- Credit Reporting
- Error Correction
Payday and Predatory Mortgage Lending
- History
- Industry Practices
- Interest Rates & Fees
- Deception & Fraud
- Recognition & Avoidance
- New Mexico Home Loan Protection Act
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